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Competetive Graduate Scholarship Essay Samples
Friday, August 28, 2020
Mt. Rushmore Free Essays
Katie Gerard English Comp I Mrs. Hynek Descriptive Research 5 October 2012 Mount Rushmore: the History Ever since Mount Rushmore was made it has been and notable image in light of its excellence, eminent and particularly its history. Mount Rushmore is an altar of majority rule government, a landmark and dedication to the introduction of America. We will compose a custom exposition test on Mt. Rushmore or then again any comparative theme just for you Request Now Mount Rushmore is an image of the country through the significance of its pioneers. The sublime figure portrays the essences of four American presidents who represent this nationââ¬â¢s history, rough assurance and dependable accomplishments. As per a scene of Modern Marvels: Mount Rushmore, Doane Robinson, South Dakotaââ¬â¢s state antiquarian, needed an approach to pull in the travel industry to the Black Hills in the mid 1920s. Robinson thought of the plan to shape ââ¬Å"the Needles. â⬠ââ¬Å"The Needlesâ⬠were old stone structures, made of rock, practically difficult to cut, yet Robinson was not dismissed. The needles were impossible so he pick Mount Rushmore, which were close ââ¬Å"The Needles. â⬠All he knew was that he expected to select a craftsman who adored a test. He enrolled Gutzon Borglum, incredibly famous stone figure, who, as indicated by Howard Shaff, co-author of his history Six Wars one after another, ââ¬Å"was continually searching for new universes to conquerâ⬠(Modern Marvels). As of now Borglum was cutting ââ¬Å"Stone Mountainâ⬠in Atlanta, GA, yet the venture was halted, due to his temper, and he required another task to reestablish his notoriety. In 1925 Borglum and his child, Lincoln, investigated the Black Hills for a cutting site. This is the place he unearthed Mount Rushmore and ââ¬Å"envisioned a definitive American monumentâ⬠(Modern Marvels). Mount Rushmore was strong rock, as ââ¬Å"the Needlesâ⬠and loaded with breaks, yet this didn't dismiss Borglum. He expressed ââ¬Å"American history will walk along this skylineâ⬠(Modern Marvels). Borglum persuaded Robison not to shape western society saints and to rather shape four American presidents, George Washington, Thomas Jefferson, Abraham Lincoln, and Theodore Roosevelt, who all ââ¬Å"symbolized the advancement of American spiritâ⬠(Modern Marvels). He pick Washington since he was the dad of our nation and drove the battle for opportunity; Jefferson since he composed the Declaration of Independence and had the vision of a developing country, which roused the Louisiana Purchase; Lincoln, the incredible liberator, who served ââ¬Å"the association of states in its darkest hour;â⬠and pick Roosevelt since he was a lively nonconformist who characterized twentieth century America and was an old companion of Borglum (Modern Marvels). It took Borglum two years, the assets, and a president to kick the venture off. In 1927 President Calvin Coolidge traveled to South Dakota; this was Borglumââ¬â¢s chance to make sure about authentic government acknowledgment and raise the genuinely necessary assets. To intrigue Coolidge, South Dakota Governor William Bulow made a chasing lodge accessible and named it Summer White House. He likewise renamed a nearby stream, ââ¬Å"Grace Coolidge Creek,â⬠and supplied it with prize winning fish. Everything worked, Coolidge slackened up and ââ¬Å"Borglum gave Coolidge Mount Rushmore Feverâ⬠(Modern Marvels). 1000 individuals appeared at watch Coolidge and the Secret Service announce deal with Mount Rushmore; this occasion occurred August 10 1927. Work started that October. In 1929, during the most recent long stretches of Coolidgeââ¬â¢s administration, he marked the enactment which conceded the Mount Rushmore venture $250,000 in government reserves (Modern Marvels). Borglum first began with small scale models of every president, which he held in the sun to perceive how they would reflect. At that point he made a 1:12 model of Mount Rushmore out of mortar. He utilized the 1:12 proportion so the estimation could be changed over to feet without any problem. This model was then conveyed up to the mountain and he and his 400 laborers utilized the pointing strategy, an old Greek technique, to move the model onto the mountain. Pointing comprised of an edge and two estimations, one estimation on the highest point of the studio model and the other on the genuine cutting, and afterward he set a vertical pivot. It resembled a monster propeller on each head. They took the estimation of each edge, good ways from the hub, and good ways from the top the laborers who were called ââ¬Å"pointers,â⬠(which was Borglum child for this situation), found the spot where penetrating or impacting occurred (People Events: Carving the Mountain). Throughout the years, Mount Rushmore started to come to fruition. Borglum needed to continually change his structure because of the state of the rock. To separate the stone, laborers utilized the ââ¬Å"Honey Combingâ⬠strategy, which included creation little gaps in the stone where explosive could fit to evacuate up to six creeps of rock (People Events: Carving the Mountain). Laborers additionally utilized channel irons, jack hammers with a four star bit, and pneumatic gadgets to shape and smooth the appearances. As indicated by Glen Bradford, a Mount Rushmore laborer, ââ¬Å"you must be one intense individual to hold that jackhammer throughout the day, while dangling in the airâ⬠(Modern Marvels). The laborers made some hard memories imagining what they were making while at the same time working so near it so Borglum made five foot models of each head and balanced them underneath the laborers so they could see and feel what they were doing. As per Orville Worman, another Mount Rushmore specialist, Lincoln Borglum, Borglumââ¬â¢s child, didnââ¬â¢t get any acknowledgment for all the work he did. He employed all the laborers and more often than not was the undertaking chief since his dad was away for quite a long time at once (Modern Marvels). At the point when the downturn hit, it made the work delayed down. Shaff said that Borglum ââ¬Å"could not see how cash could set a cap for his dream,â⬠(Modern Marvels) and with the waning assets and the downturn, Borglumââ¬â¢s temper was wild. However, Borglum was not surrendering; he utilized Rooseveltââ¬â¢s plan of bringing America back as a springboard to prop the task up. He utilized movies to show the country each stage and keep people in general and government officials educated. Borglum had numerous different dreams for the landmark like a course of events of American occasions and a ââ¬Å"Hall of Fameâ⬠behind Lincolnââ¬â¢s head. Congress needed it done and the corridor venture dropped when Borglum died in 1941. The halfway passage is still there and it shows the difficult work of everybody (Modern Marvels). After Borglumââ¬â¢s passing, there was no boss for the task World War II was announced, and Congress needed all work to stop on Mount Rushmore. His child quit for the day. Following 14 years of work, Mount Rushmore was an incomplete dream of one manââ¬â¢s origination and convictions of Americaââ¬â¢s development. It was a bit of workmanship done by the ââ¬Å"Work of a visionary, motivated by visionaries, [which included] the penance of many, and commended the guarantee for Americaâ⬠(Modern Marvels). The sanctuary of majority rules system is visited by 2. 5 million individuals consistently (Mount Rushmore National Memorial). A few people visit to remember the memory of watching it being cut and some visit on an energetic experience of America, and when leaving individuals can't overlook the excellence, superbness, and history of Mount Rushmore. It ââ¬Å"has become one of the most notorious pictures of America and a global traveler attractionâ⬠(Mount Rushmore). Book index Modern Marvels: Mount Rushmore. Dir. Jeff Scheftel. Perf. Harlan Saperstein, William O. Farber, James Popovich, Howard Shaff, and Dan Wenk. History Channel, 1996. Television ââ¬Å"Mount Rushmore. â⬠History. com. AE Television Networks, n. d. Web. 01 Oct. 2012. http://www. history. com/themes/mount-rushmore. ââ¬Å"People Events: Carving the Mountain. â⬠PBS. PBS, 1999. Web. 01 Oct. 2012. http://www. pbs. organization/wbgh/amex/rushmore/peopleevents/e_carving. html. ââ¬Å"Mount Rushmore National Memorial. â⬠Mount Rushmore Info, Directory Information for Vacationers at Mt. Rushmore. SD Web Traveler, Inc. , 12 June 2012. Web. 01 Oct. 2012. http://www. mountrushmoreinfo. com/. Instructions to refer to Mt. Rushmore, Essay models
Saturday, August 22, 2020
Ohio Permits Test Free Essays
According to Ohioââ¬â¢s youngster limitation law, kids who are younger than four and weigh under 40 pounds must be appropriately controlled in an endorsed kid wellbeing seat.à If a vehicle approaches you with splendid headlights, you should look toward the correct edge of the street, to forestall being briefly blinded.à When you vehicle begins to slip in winter because of cold street conditions, you should turn the guiding wheel toward the slide. We will compose a custom paper test on Ohio Permits Test or on the other hand any comparative subject just for you Request Now à You must keep up a protected halting separation among you and the vehicle ahead by observing the four-second guideline. On single direction streets, yellow lines are utilized as: left-edge lines Passing on the left isn't allowed inside: à 100 feet of a scaffold, viaduct or passage At the point when you are intently following another vehicle around evening time, you should utilize: low-shaft headlights At the point when you expect to turn, you should give the blinker at least__________before the real turn. 100 feet This sign with two bolts allows:â vehicles from either bearing to make a left turn On single direction boulevards, the driver may leave a vehicle corresponding to and not more than__________ from the privilege or left curb.â 25 inches This sign in development zones demonstrates: a banner individual In the event that your vehicle slows down while on the tracks and a train is drawing closer, you must:â escape the vehicle and flee from the tracks as you can At the point when you are drawn closer by a crisis vehicle showing blazing lights and a perceptible sign, you should: quickly drive to a position corresponding to the correct edge or control of the street or roadway and stop It is illegal to make a left turn on red light But: starting with one single direction road then onto the next You are permitted to drive in the left path of the roadway in the entirety of the accompanying circumstances, aside from: * while moving more slow than the posted speed constrain You should utilize headlights when common light conditions don't make it conceivable to unmistakably observe objects __________ ahead. * 1000 feet * On a various path roadway with a few paths a single way, you should use_________ for passing. * the center and left paths Every administrative gadget out and about teach you: * to stop, continue in a specific heading, or cutoff your speed * Because of their size trucks/transports regularly need to move ________to make right turns. * to one side path * __________ are zones around a truck or a substantial vehicle where different vehicles vanish into vulnerable sides. No-zones When is it lawful to pass another vehicle utilizing the shoulder of a street? * You are not legitimately permitted to pass utilizing the shoulder of a street * The driver of the vehicle being passed must _________ until the pass is finished. * not speed up * An obstruction of grass, concrete or other material isolating two roadways, including interstate thruways is known as: * a middle * When you experience a yellow bolt signal while turning left at a crossing point, you should: * clear the convergence rapidly Which of the accompanying circumstances are perfect for overwhelming and passing another vehicle on the right? at the point when the vehicle you are passing is making or going to make a left turn * Black on orange signs on a parkway recognize: * explicit data and bearings to drivers in work zones * To evade a head-on crash when you see an approaching vehicle in your path, you should: * steer directly toward the shoulder or check line * A vehicleââ¬â¢s halting separation is equivalent to: * the whole of the slowing down separation and response separation * When you meet a truck originating from the other way, keep beyond what many would consider possible to the side to maintain a strategic distance from a sideswipe mishap and to diminish the breeze choppiness between the two vehicles. High-bars reflect off downpour, haze and falling day off. This makes it significantly harder for you to see where you are going. For better perceivability during these climate conditions, keep your ve hicleââ¬â¢s headlights on low-shaft. * A messed up white line isolates two paths going a similar way. When you have flagged and on the off chance that it is protected to do as such, you may cross this line while moving to another lane. * If your vehicle is hit from the side, your body will be tossed toward the side that is hit. At the point when a vehicle is struck from the side, it rapidly moves sideways. Everything in the vehicle that isn't made sure about, including the driver and travelers, will slide toward the purpose of crash, not away from it. * On moving toward the cutting edge indirect, respect vehicles and bicyclists inside the coursing roadway. Look to one side to check whether there is a fitting hole in rush hour gridlock. In the event that one isn't accessible, you may need to stop. Continuously enter the indirect to one side and continue on the correct side of the focal island * Aggressive driving is the activity of an engine vehicle in a way that imperils or is probably going to jeopardize people or property. In the event that you notice a driver behind you over and again blazing headlights, you ought not fight back or at all draw in the other driver. Escape the way. * When two vehicles meet on a precarious mountain street where neither can pass, the vehicle voyaging downhill should yield the option to proceed by support up until the vehicle going tough can pass. The vehicle confronting downhill has the more prominent measure of control when backing. * You should never start to cross railroad tracks except if the tracks can be cleared ceaselessly. Never change gears while crossing. When making a U-turn, drivers must yield the option to proceed to approaching vehicles and people on foot. You ought to never make a U-turn on a bend in the street or when moving toward the peak of a slope or level. * Large glimmering or sequencing bolt boards might be utilized in work zones both day and night to direct drivers into certain traffic paths and to educate them that piece of the street or road ahea d is shut down. * If you are drawn nearer by a crisis vehicle in an indirect, you should not stop or pull over for the crisis vehicle. You should forge ahead and exit as typical, at that point pull to one side, so there is space for the crisis vehicle to pass. * If the traffic signal isn't working or is failing, treat the crossing point as a four way stop. The driver must reach a stand-still before moving further. * Avoid driving close to different vehicles on multi-path streets. Somebody may swarm your path or attempt to move to another lane and maneuver into you * Motorcyclists need a full path width like different vehicles. Vehicle drivers ought to never move into a similar path with a cruiser, regardless of whether the path is wide and the cyclist is riding to the other side. An exchange is the association of an expressway to a street or another road by a progression of slopes. The associating roadways permit you to leave one street and enter another securely, without disturbing the progression of traffic. * You may pass on the privilege just when the vehicle ahead is making a left turn or going straight. You sh ould not pass when another vehicle is making a correct turn. * When you turn your head to check the vulnerable sides, ensure you keep the controlling wheel straight; individuals have a characteristic inclination to turn their arms a similar way as their head turns. The most effective method to refer to Ohio Permits Test, Essay models
Friday, August 21, 2020
classism and the criminal essays
classism and the criminal papers While looking the web for articles on classism, I had the fortune to go over an entrancing webpage called the Anarchist Black Cross Network. What caught my consideration was a discourse by Clarence Darrow to the detainees in the Chicago jail in 1902. Being intrigued by his way of thinking, I resolved to learn as much as Possible about what darrow's identity was and what he did. During the procedure, I have come to acknowledge Douglas O. Linder for his article, Who is Clarence Darrow, (1997). Clarence Darrow was a political lobbyist and preliminary legal advisor. Linders article sums up Darrows acclaimed discourse to the detainees, which features his way of thinking and furthermore covers a portion of his increasingly renowned preliminaries. Darrows principle conviction is that there is nothing of the sort as a lawbreaker; society makes individuals exist in whatever way they do, that is whether they are within or outside of a jail. He states to the detainees that a great many people outside of jail are hoodlums in a satisfactory manner for example the gas organization, retailers, and so forth. At the point when Darrow takes a gander at ads all he sees are lies. Darrow sees selling for benefit as a culturally adequate wrongdoing. I accept that Darrow sees himself as a Robin Hood of sorts, uncovering the richs abuse of the poor as wrongdoing. He was a visionary for his time: perusing his content, I felt as though the perspectives were current and could have been composed as of late. Darrow communicates that mankind is constrained into wrongdoing due to destitution. He gives models. The first is abducting. Darrow expresses, This wrongdoing is conceived, not on the grounds that individuals are terrible; individuals dont grab different people groups kids since they need the kids or in light of the fact that they are mischievous, but since they see an opportunity to receive some cash in return. The second is theft, he expresses that nobody falters around in obscurity in an outsiders house; nobody faces that challenge, except if they are frantic and h... <!
Tuesday, May 26, 2020
Dilemma and Dissertation Writing Services
Dilemma and Dissertation Writing ServicesDilemma is a term that helps you and me think of what do you do when you cannot find a solution to your problem. Unfortunately most of us who have had to put up with a small amount of dissertation writing problems often have an experienced and trusted advisor or two that we can turn to, if we need to. Not all advisors are equally reliable and this is why it is important that you can ask for their advice and recommendations.In general most universities recommend that you work with a dissertation writing service, for example, they will need you to give them an outline to write by which they will choose the topics for your dissertation. Sometimes they have the right terms and definitions to help you out with your dissertation writing project and this is often useful. In some cases you will need to consult with your advisor before you get the outline completed because sometimes the outline is already in the format the university wants.Often, the d issertation writing services offering you help will have a series of questions which you will need to answer for yourself. These questions can involve issues such as how you would like to structure your dissertation, what the theme is going to be and who is going to have the final say on whether your dissertation is going to be accepted or not. It will often be very helpful to get help from a dissertation writing service who will offer you this kind of assistance so that you can make your dissertation writing project run smoothly.Decisions as to whether you will get a hard copy of your dissertation approved or not is made by your advisor or perhaps a committee of advisors. Decisions about whether or not you will get a PhD are taken by your adviser and sometimes the faculty will decide on a committee to provide a go/no-go decision on whether you get your dissertation approved or not.Writing a dissertation can take quite a long time if you have got a dissertation advisor who has allow ed you too much freedom and who will not hold you to a specific length of time that you need to have completed your dissertation. Many times you may be required to write a first draft and then you need to give another draft of it to a committee.There are two main types of dissertation that you can complete. One of these is the research dissertation and the other is the one which describe a topic that you found out about in your dissertation research. In both cases your dissertation will be submitted to a committee and it is up to you to ensure that your dissertation is both well written and well researched and that it is factual.When you consider doing dissertation writing services the first thing that you should think about is where the dissertation writing services can help you. This is important because you can often get dissertation writing services who can take your time writing your dissertation in a well-thought out fashion and who will also give you excellent support when it comes to revision.
Saturday, May 16, 2020
The Holocaust Haunted Irene Gut and Anne Frank - 794 Words
The holocaust had been two pale, waxy fingers from a deathly hand pinching out lights all over Europe. It affected everyone, from young to old, short or tall. It had haunted two girls by the name of Irene Gut and Anne Frank, just because they did not have the luck to be born ââ¬Å"the supreme raceâ⬠that Hitler thought was most admirable. In The Diary of Anne Frank a young girl named Anne Frank had been forced to hide in the rooftop room in the fathers work building. Anne had suffered through life as she could not make noise or look outside the window. In the book ââ¬Å"In My Handsâ⬠, Irene Gut, a young woman, had to make many sacrifices for the things she believed for after she had been torn away from her family during the holocaust. Thus, Irene Gut and Anne Frank, two people who lived during the holocaust, had different yet similar lives because of their personalities, situations, and ages. The individual personalities of Anne Frank and Irene Gut affected the way they were able to view the holocaust. During the holocaust, Anne Frank, a young girl hiding in a secret attic, had a bright and cheery personality. Her personality affected the way she saw the holocaust. Anne loved her family, so she constantly joked around and tried to cheer them up, even though it often did not work. People interpreted her bright personality as a sign that she was childish and needed to be watched. Therefore, Anne was babied and was taken care of. On the other hand, Irene had a
Wednesday, May 6, 2020
Analysis Of Peter Charles Hoffer s For Ourselves And Our...
In Peter Charles Hofferââ¬â¢s For Ourselves and Our Posterity, he talks about how the preamble to the constitution was such a transcendent idea. Hoffer talks about how the way the preamble was written it has been able to adjust and adapt to the needs of the nation over time. In analyzing this novel Hoffer makes many interesting and compelling arguments in saying that the preamble has been one of the most influential pieces of work in helping develop this country. After reading this book and looking at the civil war, the presidency of FDR, and the presidencies of JFK and Lyndon B. Johnson. I have found that I agree with Hofferââ¬â¢s opinion. President Abraham Lincoln took the phrases ââ¬Å"to form a more perfect unionâ⬠and ââ¬Å"to promote the general welfare ââ¬Å" from the preamble to heart. This is why when the South seceded from the union Lincoln went to war. The south seceding meant that the United State of America was becoming a weaker and a worse union and Lincol n could not allow this to happen. Lincoln also realized that the length and intensity of the war was destroying the people of the union and knew that when this war was over he needed to ensure that it would never happen again, and thus issued the emancipation proclamation. In issuing this proclamation Lincoln ensured that the issue of slavery would no longer be able to divide the country and also took the first step toward promoting the welfare of all the people, regardless of race. Along with the thirteenth amendment the fourteenth
Tuesday, May 5, 2020
Asymmetries in Consumer Credit Markets
Question: Discuss about the Asymmetries in Consumer Credit Markets. Answer: Introduction Financial management is the process of managing money in effective and efficient manner (Brigham and Ehrhardt 2013). It can be seen that there are different kinds of financial organization. One of the popular financial institutions is the payday lenders. Payday lenders are the companies that lend customers small amount of loan with a higher rate of interest. The borrowers will repay the loan after getting their salaries or wages (Dobbie and Skiba 2013). In Australia, Cash Converters is such payday lender. It has been seen that Cash Converters has exploited and trapped many customers with high interest debt cycle. This report attempts to analyze and evaluate the various aspects of Cash Converters scandal. The main operation of Cash Converters is to lend money on online basis; in addition, the company also has its web shop (cashconverters.com.au 2017). In the annual report of Cash Converters, this process of cash lending of this company has been presented in a responsible and ethical manner. It has been shown in the financial report the operations of Cash Converters is well complied with all the laws and regulations. Apart from this, the business operations have also followed the regulations of consumer protection act of the country (Ali, McRae and Ramsay 2015). As per the financial report of the organization, Cash Converters is committed to provide responsible lending to meet the ever-growing demand of the people. Many uncertainties can be seen regarding the legislation of short-term lending. Cash Converters has well responded to this legislative uncertainty and has introduced new business model in order to get access to the credit. A broker was appointed forcefully in Borrowers of Qu eensland in order to pay huge substantial brokerage fee (Banks et al. 2015). The amount of the required brokerage fee was under the laws of consumer credit and this was used in order to calculate the real rate of interest. In example, it can be shown that as per the proposed business model, a loan of $ 1200 would charge brokerage fees of $ 420. However, 160% was the real rate of interest. The various financial factors documented and portrayed in the financial statement of Cash Converters were different from the reality. In reality, many customers were charged with higher interest rate and huge credit fees (BANKS, DE SILVA and RUSSELL 2015). Different kinds of justice ethical theories state that the decision makers of the organizations should focus on the fair treatment with the people involved in the business. From the various business operations of Cash Converters, it can be understood that the business operations of Cash Converters were not ethical at all. Cash Converters uses to take advantage of the large customer base of the organization that does not have the repay capacity of the loan amount. According to the deontological class of ethical theories, the process of decision-making needs to be done properly (Broad 2014). In case of Cash Converters, the organization did not take into consideration the responsible lending practice under the threat of legal penalty. In addition, Cash Converters did not comply with all the rules and legislations. Cash Converters deceives a large number of people to take loans in a high interest rate and high fees that is against the ethics of business. The above discussion sheds light on the unethical business practices of Cash Converters. These unethical business operations of Cash Converters have major financial impact including in the share prices. As a result, a fall from $ 119448669 in the year 2015 to $ 113036461 in the year 2016 in personal book loan can be seen. Loan advances increased on online basis and the total amount of loan increased by 34 percent of the value. There are some key indicators for in Australia for cash advances; they are the average amount of loan, total amount of advances in principals and total number of customers who want to take loans. Various financial matters of Cash Converters have enough flexibility and the company has sufficient provision for cash flow. The provision for cash flow for the year 2016 was $ 55 million. Cash Converters hold material cash on its balance sheet on 31 December 2015. It can be seen that Cash Converters has introduced a deferred establishment fee that was not in the inter est cap rate of 49 percent. This deferred establishment fee has a major impact on the cash advance loan of seven month and ten month. The rate of annual interest rates in case of one month and seven months cash advance loan are 633 percent and 145 percent respectively. It can be seen that there were a loss of $ 21.5 million in the year of 2015 as compared with the profit of 2014 that was 24.2 million. This is a major drop in the profit (cashconverters.com 2017). Due to this massive loss in the year of 2015, Cash Converters was not able to declare dividend for the shareholders in that year. At the same time, an impairment charge of $ 7.6 million was discovered as major economic and legislative factors. In the year of 2015, the value of personal loan dropped to $ 104.5 million. The company incurred a legal fee of $ 3 million in order to settle the class action against them. Due to this class settlement, Cash Converters required to pay an amount of $ 20 million into a specific fund from its existing resources. This total amount is deductable for the purpose of tax and expenses in the current financial year. However, the bottom line of Cash Converters did not hit with this $ 23 million. A jump in the prices can be seen in the price of the shares after the class action against Cash Converters was over. All the imposed charges on Cash Converters was booked against the profit of the year of 2016. This will have a large impact on the cash flow of th e organization. In the year of 2016, the shares of Cash Converters were trading at 7.6 percent higher price. There are some major social responsibilities of the financial institutions. It is the utmost responsibility of the financial organizations to promote sustainable business practices. Sustainable development in the context of finance can be established by using the capital of the organizations in such a way that they can contribute to the well-being of the people (Brammer, Jackson and Matten 2012). The efficient management of risk is another way of sustainable development for the financial organizations. Some of the best practices of sustainable development in financial organizations are to make the people aware about sustainability, to make the people aware about the importance of resources of the nature and many others. Sustainable and social responsibilities help the financial organizations to set up financial goals for the long-term development of the organization along with the society. There are many principles by which an organization can involve in the process of social develop ment. The adoption of proper corporate social responsibility strategies can helps to increase the reputation of the financial organization in the society (Bravo, Matute and Pina 2012). Implementation of effective corporate governance and the implementation of the use of sustainable energy along with the process of clean production are being taken into consideration as good business opportunities. There are many ways by which sustainability can be implemented in the financial organizations. Some of these processes are the process of effective decision-making, the process of effective risk management strategy, the establishment of clean technologies and others. Most of the financial institutions all over the world have taken the initiatives of environmental conservatism for the betterment of the environment along with the people of the community. It is desired that the mission and vision of the financial organizations are based on environmental sustainability (Hilson 2012). Secured money lending can be seen as a part of financial services. In order to embed corporate social responsibility in the business operations, many financial organizations all over the world are adopting the strategy of establishment of the management and governance system. It is desired that the financial organizations like Cash Converters needs need to include corporate social responsibility in their various business operations like risk management system, screening of investments and many others. One of the major way out to establish sustainability for the financial organizations are the inclusion of the stakeholders of the company in the sustainability campaigns. With the help the stakeholders of the business, the financial organizations can overcome the robust challenge of sustainability. In this era, sustainability brings business opportunities for the financial organizations (Cheng, Ioannou and Serafeim 2014). Conclusion The aim of the report was to analyze and evaluate various aspects of the business model of Cash Converters. From the above discussion, it can be seen that the various business operations of Cash Converters are not ethical. Different kinds of ethical business theories state that the customers should not be deprived due to business. However, it can be seen that business operations of Cash Converters have exploited and deprived the customers. The result of this has affected the financial condition along with the share prices of Cash Converters in a negative way. Lastly, it is suggested that the financial organizations should implement the strategy of sustainably in their business processes. References About Us. (2017).cashconverters.com.au. Retrieved 12 April 2017, from https://www.cashconverters.com.au/about-us Ali, P., McRae, C.H. and Ramsay, I., 2015. Payday lending regulation and borrower vulnerability in the United Kingdom and Australia. BANKS, M., DE SILVA, A.S.H.T.O.N. and RUSSELL, R., 2015. TRENDS IN THE AUSTRALIAN SMALL LOAN MARKET. Banks, M., Marston, G., Russell, R. and Karger, H., 2015. In a perfect world it would be great if they didn't exist: How Australians experience payday loans.International Journal of Social Welfare,24(1), pp.37-47. Brammer, S., Jackson, G. and Matten, D., 2012. Corporate social responsibility and institutional theory: New perspectives on private governance.Socio-economic review,10(1), pp.3-28. Bravo, R., Matute, J. and Pina, J.M., 2012. Corporate social responsibility as a vehicle to reveal the corporate identity: A study focused on the websites of Spanish financial entities.Journal of Business Ethics,107(2), pp.129-146. Brigham, E.F. and Ehrhardt, M.C., 2013.Financial management: Theory practice. Cengage Learning. Broad, C.D., 2014.Five types of ethical theory(Vol. 2). Routledge. Cash Converters. (2017).Cashconverters.com. Retrieved 12 April 2017, from https://www.cashconverters.com/ Cheng, B., Ioannou, I. and Serafeim, G., 2014. Corporate social responsibility and access to finance.Strategic Management Journal,35(1), pp.1-23. Dobbie, W. and Skiba, P.M., 2013. Information asymmetries in consumer credit markets: Evidence from payday lending.American Economic Journal: Applied Economics,5(4), pp.256-282. Hilson, G., 2012. Corporate Social Responsibility in the extractive industries: Experiences from developing countries.Resources Policy,37(2), pp.131-137.
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